SBI Cosmoney

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Transaction fee

Up to 80%

cheaper than banks
Fast! Easy!

Overseas Remittance

SBI Cosmoney’s international remittance service eliminate the shortcoming and tradeoffs of traditional remittance services and send money internationally in a safe and secure manner with utilization of the secure blockchain technology. We are currently serving Vietnam, Indonesia, the Philippines, Cambodia, and Nepal. In the future, we will expand and support more countries including China.

Why SBI Cosmoney?

  • Cheep

    Low transaction fees

    Unlike traditional remittances that require multiple fees, our transaction fees are cheaper because we do not use the services of an intermediary bank.

  • Speed

    Faster transfer time

    Traditional remittance services have a reputation of being slow, with transfer times of roughly 2-3 days. At SBI Cosmoney, we can transfer your money in just 30 minutes to 1 day depending on the country.

  • Safe

    Safest technology

    The easier it is to send money, the more safety and security you need. SBI provides maximum security and data encryption for a worry-free remittance.

Transfer Procedure

  1. 1 Sign-up


    Sign-up using Email / Phone number verification

  2. 2 Personal verification

    Personal verification

    Register your personal ID and bank account for identity verification.

  3. 3 Deposit KRW

    Deposit KRW

    Deposit KRW after receiving a virtual account. Check your balance after the deposit.

  4. 4 Transfer


    After clicking “Transfer” button, enter the amount, sender and recipient information.

  5. 5 Transfer Processing Completed

    Transfer Processing Completed

    You can check the trasnfer status in your transaction history and be notified when your money arrives."


Countries we support Minimum remittance amount per transaction Maximum remittance amount per transaction Service charge
Vietnam ₩100,000 ₩2,700,000 ₩7,000
Indonesia ₩100,000

BRI bank ₩2,700,000

Non BRI bank ₩1,800,000

Philippines ₩50,000 ₩2,700,000 ₩5,000
Cambodia ₩100,000 ₩2,300,000 ₩5,000
Nepal ₩50,000 ₩2,700,000 ₩5,000
  • * Service charge - This fee is including exchange fees, domestic and overseas co-operative fees.
  • * The fees above are based on 2018/03/01 and will be reinstated upon change.

Time required for transfer

Min 30 Min ~ Max 1 day

The transfer time may be delayed due to local legal regulations, market conditions, system conditions, etc., compared to the estimated time.

Transfer limit

USD 3,000 per transaction,
USD 20,000 per year

(Legally, Transfer limit)

The minimum / maximum amount of remittance may vary depending on the country's laws / regulations and the cooperative bank's circumstances